SBA Loan
SBA 7(a) Loan Program
Up to $5 millionSBA’s primary loan program can finance working capital, equipment, real estate, refinancing and qualifying business acquisitions. Applications are made through participating lenders.
- Credit
- Lender evaluates creditworthiness
- Business age
- Operating U.S. for-profit small business
- Revenue
- Must demonstrate ability to repay
- Guarantee / collateral
- Program/lender terms apply
Visit Official Provider →Commercial Real Estate / Equipment
SBA 504 Loan Program
Up to $5.5 millionLong-term fixed-rate financing for major fixed assets such as qualifying real estate, buildings and long-term machinery or equipment.
- Credit
- Eligibility and lender underwriting apply
- Business age
- Operating U.S. for-profit small business
- Revenue
- Ability to repay required
- Guarantee / collateral
- Program/lender terms apply
Visit Official Provider →Microloan
SBA Microloan Program
Up to $50,000Small business microloans delivered through SBA-approved nonprofit intermediary lenders for working capital, inventory, supplies, furniture, fixtures, machinery and equipment.
- Credit
- Intermediary lender decides
- Business age
- Operating U.S. for-profit small business
- Revenue
- Intermediary requirements vary
- Guarantee / collateral
- Intermediary requirements vary
Visit Official Provider →CDFI / Nonprofit
CDFI Community Business Financing
Varies by certified CDFICertified Community Development Financial Institutions include mission-driven banks, credit unions, loan funds and venture funds serving underserved communities and businesses.
- Credit
- Underwriting varies by institution
- Business age
- Varies
- Revenue
- Varies
- Guarantee / collateral
- Varies
Visit Official Provider →Business Credit Card
American Express Blue Business Cash™ Card
Credit limit varies by approvalBusiness credit card with cash-back rewards. Review the current welcome offer, APR, fees and eligibility directly with American Express before applying.
- Credit
- Subject to credit approval
- Business age
- Business card application
- Revenue
- Issuer evaluates application
- Guarantee / collateral
- See issuer terms
Visit Official Provider →Business Credit Card
Chase Ink Business Credit Cards
Credit limit varies by card and approvalChase offers multiple Ink business credit cards with different rewards, fees and offers. Compare the current card terms directly with Chase.
- Credit
- Subject to credit approval
- Business age
- Business card application
- Revenue
- Issuer evaluates application
- Guarantee / collateral
- See cardmember terms
Visit Official Provider →Business Credit Card
Capital One Business Credit Cards
Credit limit varies by card and approvalCapital One offers business cards with cash-back and travel reward options. Current APR, fees, rewards and eligibility vary by product.
- Credit
- Subject to credit approval
- Business age
- Business card application
- Revenue
- Issuer evaluates application
- Guarantee / collateral
- See issuer terms
Visit Official Provider →Business Credit Card
Bank of America Business Credit Cards
Credit limit varies by card and approvalBusiness credit card options include cash-back and travel rewards. Review current APR, annual fees, rewards and application requirements with Bank of America.
- Credit
- Subject to credit approval
- Business age
- Business card application
- Revenue
- Issuer evaluates application
- Guarantee / collateral
- See issuer terms
Visit Official Provider →Line of Credit
American Express Business Line of Credit
$2,000–$250,000Commercial line of credit. Approval, line size, fees and terms depend on the applicant and business financial profile.
- Credit
- FICO 660+ minimum disclosed
- Business age
- 12+ months in business
- Revenue
- $3,000+ recent average monthly revenue
- Guarantee / collateral
- Personal guarantee required
Visit Official Provider →Microloan
Kiva U.S.
Community-funded small business loan0% interest and no fees. Funding uses Kiva’s community crowdfunding model and is subject to eligibility and fundraising.
- Credit
- No minimum credit score
- Business age
- Eligibility review required
- Revenue
- No minimum shown here
- Guarantee / collateral
- No collateral
Visit Official Provider →CDFI / Nonprofit
CDFI Locator
Varies by organizationFind certified community lenders and nonprofit financing organizations that may serve businesses underserved by traditional financing.
- Credit
- Varies
- Business age
- Varies
- Revenue
- Varies
- Guarantee / collateral
- Varies
Visit Official Provider →Loan Marketplace
SBA Lender Match
Varies by participating lenderOfficial matching resource connecting small businesses with participating SBA-approved lenders. This is a government matching resource, not a lender.
- Credit
- Lender-specific
- Business age
- Lender-specific
- Revenue
- Lender-specific
- Guarantee / collateral
- Depends on loan/lender
Visit Official Provider →ImportantFunding Finder is an educational comparison tool, not a lender or financial adviser. Requirements, rates, fees and approval criteria can change. Verify all terms directly with the provider before applying. Inclusion does not guarantee approval.
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